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PCI DSS Compliance

  • Overview
  • Methodology
  • Requirement
  • Our Approach
  • Clients
  • FAQs

Overview : PCI DSS Compliance

The Payment Card Industry Data Security Standard (PCI DSS) is a set of standards to ensure cardholder data security. It was founded in 2004, with the mission of enhancing the mindful processing of sensitive authentication data (SAD) within the cardholder data environment (CDE). The PCI DSS compliance requirements encompass all the organizations which store, process or transmit their customer’s sensitive data. However, some organizations which aren’t exclusively storing, processing or transmitting cardholder data might have to be PCI DSS compliant, depending on how they interact with the parties who exclusively do otherwise.


If an organization stores either of the data, they have to be PCI compliant.

Requirement For PCI DSS Compliance

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1. Install and Maintain Network Security Controls.

2. Apply Secure Configurations to All System Components

3. Protect Stored Account Data.

4. Protect Cardholder Data with Strong Cryptography During Transmission Over Open, Public Networks.

5. Protect All Systems and Networks from Malicious Software.

6. Develop and maintain secure systems and applications.

7. Restrict Access to System Components and Cardholder Data by Business Need to Know.

8. Identify Users and Authenticate Access to System Components.

9. Restrict physical access to cardholder data.

10.Log and Monitor All Access to System Components and Cardholder Data.

11.Test Security of Systems and Networks Regularly.

12.Support Information Security with Organizational Policies and Programs.

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Our Approach

Why Organizations Need It

Data leaks are a prevalent problem among transaction-based companies. That’s why, the big 5 transactional card-providing companies came together to draft a comprehensive list of requirements and checklist to protect the Cardholder data (Primary Account Number (PAN), Cardholder Name, Expiration Date and Service Code) along with the Sensitive Authentication Data (Full track data (magnetic-stripe data or equivalent on a chip), Card verification code and PINs/PIN blocks) of a customer.

Why Choose Us

Trusted Partner: Ranked among India’s top 10 cybersecurity solution providers.

Client-Centric Approach: Dedicated to adopting best practices tailored to your needs.

Compliance Focused: Holistic solutions designed to maximize PCI DSS compliance success.

Certified Experts: Team of compliance specialists with hands-on experience in SIEM, network monitoring, and DLP tools.

Cross-Industry Experience: Proven track record with organizations across diverse industries.

Global Standards: QSAs and implementers are well-versed in international IT frameworks and regulations.

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Trusted by 650+ Clients

Kratikal Insights

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SME's and
Enterprises Served

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Compliance Projects Completed

FAQs

What is PCI DSS compliance

PCI DSS (Payment Card Industry Data Security Standard) is a global framework that protects cardholder data. Any organization that stores, processes, or transmits payment card information must comply with these standards to reduce fraud and data breaches.

PCI DSS certification is required for all businesses that handle cardholder data. This includes retailers, e-commerce platforms, banks, payment processors, and service providers that interact with card transactions directly or indirectly.

The 12 requirements include installing security controls, protecting stored account data, encrypting transmissions, restricting access, monitoring systems, and maintaining information security policies. Together, they create a secure environment for handling payment card data.

No, Organizations which qualify and receive PCI DSS training and certification can build their internal team to strengthen their approach to payment data security. An ISA has to coordinate with a QSA for end-to-end compliance. Level 1: Over 6 million transactions, Level 2: 1 million - 6 million transactions,Level 3: 20,000 - 1 million transactions, Level 4: Fewer than 20,000 transactions

PCI DSS compliance process involves risk assessments, gap analysis, policy and control implementation, quarterly scans, remediation, and an official audit by a Qualified Security Assessor (QSA) who issues the Report on Compliance (RoC).

Compliance helps organizations protect sensitive customer data, prevent breaches, meet regulatory obligations, reduce financial risks, and build trust with customers and payment partners.

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